How to File a Boat Accident Claim

Boating can be fun and thrilling, Boat but it could quickly turn deadly if not careful. Just like cars, boats must follow strict safety rules to avoid injuries.

If you've been injured in a boating incident, you may be entitled to compensation for medical expenses and property damage. Contact a New York boat accident lawyer to increase your chances of winning.

1. Gather Evidence

The most important thing you can do following an accident on a boat accident law firm is to gather evidence and speak with a lawyer. It is also important to seek medical assistance immediately for any injuries. In order to support a claim medical records and other evidence are needed. This includes current and future medical expenses and loss of earnings, earning potential, damage to property, and non-economic damages such as pain and suffering.

Videos and photos can help preserve physical evidence from the scene of a boating incident. Eyewitness testimony is yet another important element of evidence, since it can provide valuable details about the causes of a collision that might otherwise be overlooked. Police and incident reports can also be used to determine the time line of what happened during the investigation.

A skilled lawyer can analyze the evidence and determine who might be liable for a victim's injuries as well as the associated losses. A successful negligence claim in an accident involving a boat usually involves multiple parties that are liable, including the boat's owner and the owner or Boat manufacturer of the watercraft.

An experienced lawyer can manage all communications between insurance providers and victims involved in the victim's compensation claim. An attorney can deter victims from saying anything that could be used against them in court. Additionally, they can also help victims receive fair settlements for their losses.

2. Make a Report

When a boating incident occurs the first thing to do is make sure that everyone is secure. The next step is to contact the police in your area and file a formal report. In accordance with state laws and regulations, you might have up to 48 hours in which to file an incident report if the accident resulted in injury or death which requires medical treatment above basic first aid. Additionally, you may be given 10 days to file a report in the event that the accident causes more than $2,000 worth of damage or if the boat is destroyed.

If possible, you should stay at the site of the accident to help other boats or individuals without placing your safety or the safety of the victim in danger. This will allow the police officer to take note of important details like the manner in which the collision occurred and who was aboard at the time of the collision and the reason for it.

However, even the most well-trained and experienced boaters may be involved in accidents on the water due to someone else's negligence. A knowledgeable attorney can help you identify the negligent party who caused your damages and pursue compensation. The damages that are recoverable typically include medical expenses, property damage, and financial losses. Additionally, bringing an action against the responsible party could result in monetary compensation for your pain and suffering, as well as loss of quality of life and other emotional traumas that are associated with the crash.

3. Examine the damage

Once medical professionals have checked all injuries and found that everyone is in a safe area It is essential to take a good look at the damage to the boat. You should now start thinking about your insurance policy.

A surveyor will be assigned to your claim and will be sent out to examine the damage caused by the accident. The surveyor will evaluate what you initially reported to the damage, and then begin to calculate the value of the damages.

It is impossible to control every aspect that causes a boat accident. If there was a defect by the manufacturer within the vessel itself it might be possible to make a claim for product liability against the company who manufactured the boat.

In these cases you will require a lawyer with experience in boating claims. They can help you build an argument that is strong and proves the manufacturer is responsible for the accident.

It is also important to note that various types of boats are protected differently by insurance policies. Homeowners insurance, for example generally only covers small boats that have engines less than 50 HP. This means that airboats, jet skis, and larger vessels won't be covered by homeowner's insurance.

4. Contact an attorney

As soon as you are secure and have been examined by a medical professional regarding injuries, ensure that you inform your insurance company. You'll likely need to notify them even there is no police report filed. Be cautious when you provide information to insurance companies as they may try to assign blame for an accident. This can reduce the amount of compensation given. The NYC lawyers who handle boating accidents at Mirman, Markovits & Landau will do their best to disprove these claims and limit the amount of blame assigned to you.

If you can you, it's a good idea to gather information about the other boat operators or owners who were involved in the crash. Included in this information are their names, addresses and telephone number, as well as any insurance details. It is also helpful to have a copy of the boating accident report that is filed.

Boat accidents can be frightening and can cause serious injuries. They can cause significant medical expenses, lost wages and other damages. The responsible party should be held accountable for the harm they caused you. You won't be able to receive the compensation you deserve if you don't consult an experienced New York injury lawyer as soon as you can. This will allow you to focus on getting better and level the playing field.