motor vehicle accident Vehicle Legal Terms

The laws that govern motor vehicles vary widely from one state to another. In general, laws assume that the vehicle was operated with the consent of the owner.

Laws enhancing penalties and making revocation automatic, Vimeo or targeting social hosts can have mixed impact on mortality rates. Mandatory education, treatment for alcohol, and interlock devices all have little effect.

Legal Definitions

The laws that govern the legal definitions of motor vehicles are formulated and regulated at the state level. The various definitions that are used for matters pertaining to national requirements for fuel economy and licensing requirements for commercial vehicle drivers serve mostly for administrative purposes and are not applicable to states that determine their own registration classifications. These classifications for vehicles determine if a driver needs special licenses to operate certain types vehicles.

These state laws define terms such as "automobile," "light trucks" and many more. For Vimeo example, the definition of light truck encompasses any motor vehicle that has a manufacturer's rated carrying capacity of less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. Also, it excludes any vehicle or combination of vehicles specifically designed to carry passengers or property within the structure of the vehicle, which includes trailers and manufactured homes.

Wheel chair is a conveyance with wheels that is utilized by people who are physically disabled and cannot walk. A moped is an automobile with at most three wheels on the ground, and that can travel at an maximum speed of 35 miles per hour.

A pedal-driven vehicle, is one that is driven by the driver sitting on the top. The owner of the vehicle is the person who has the legal title.

Traffic Laws

Typically, each state has its own set of motor vehicle laws, which encompass everything from registration process to insurance requirements. The laws also deal with the kinds of vehicles that are subject to the law. Some of these laws are the same across states, while others are different. For instance, there are laws that restrict the number of people a person can transport in a pedicab. There are laws that prohibit reckless driving on certain types of roads, like parking areas.

Someone who operates a motor vehicle that is in violation of these laws can face penalties and fines for doing so. The penalties can vary from getting your driver's license revoked to being required to attend a traffic school.

The law that regulates speed limits on roads is among the most important laws that a state has. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

The law also sets out the definition of the term "motor vehicle." This includes every description of a vehicle or device that is driven by mechanical force and used on a public highway for the transportation of persons or property or for other commercial purpose. The law excludes trailers coaches and semitrailers, all-terrain and snowmobile vehicles and motorized mobility assist devices for people with disabilities, and self-propelled corn and hay harvesting machines.

Insurance

A motor vehicle policy is a contract which protects the insurer against financial losses in the event of bodily injury or death or property damage caused by a third-party that results from the ownership, operation, maintenance or use of an insured vehicle. It may also protect physical damage to the vehicle. It must state the name and address of the insured named as well as the coverage provided by the policy, the cost that is charged, the period of effectiveness and the limits of liability. It must also contain an agreement or endorsement stating that the insurance offered is in accordance with coverage that is specifically outlined for bodily injury or death, as well as property damage.

The language in a motor vehicle accident lawyer vehicle insurance policy can be confusing to the average person. Duncanville law firms typically recommend that individuals review a sample policy to fully comprehend the terms. One of the most common confusions is the definition of "motor vehicle". This phrase appears in many statutes that govern vehicle registration and financial responsibility laws.

Some examples of coverage provided under a motor vehicle policy include commercial auto insurance for vehicles that are used for commercial establishments, business jobs, or other activities which are carried out for profit automobile liability insurance that includes PIP and MP; and uninsured motorist and underinsured motorist coverage (UM/UIM). Many states require drivers to have this kind of insurance.

Permitted Use

It is important to know the way insurance coverage works in the event that a person other than the named insured or a family member is driving your car and causes an accident. This concept is known as permissive usage and the specific terms of your policy might differ however, generally speaking, all large car insurance providers offer this type of coverage.

It is important to remember that you are accountable for any damage caused by a driver with your permission. Permission may be expressed or implied, and usually does not have to be recorded.

In determining whether there is implied permission, courts consider the relationship between the parties; their past conduct and the use of the vehicle; and the circumstances surrounding the particular driving event. The court will also consider whether there were any restrictions placed on the scope of permissive usage and if an unintentional deviation from the time, place and use restrictions of the original permission would violate these limitations.

Remember that adding a driver to your car insurance could increase your insurance premium up, as it makes the car more risky to insure. It is therefore essential to think about your options carefully before giving your vehicle over to others. Contact Jerry to get a free insurance quote and discuss the terms of your policy.